Law Offices of Dolores X. San Giorgio
As defined by an Act of Congress, DOLORES X. SANGIORGIO, PA is a debt relief agency. We help people file for relief under the Bankruptcy Code.
Dolores X. San Giorgio has been serving South Florida as a bankruptcy attorney for the past 15 years. We offer a free Chapter 7 bankruptcy consultation for individuals in Broward, Miami-Dade, and Palm Beach County.
Your case will be handled by an attorney from the beginning until the end, not by a secretary or paralegal. We offer low fixed rates for a Chapter 7 bankruptcy that fits your financial needs.
CHAPTER 7 BANKRUPTCY involves the elimination of debt, which may include credit card debt, medical bills, most court judgments, bank loans, and deficiencies, to give you the opportunity for a fresh start.
After you file for bankruptcy, most actions that have been filed against you will stop immediately. Some of the actions against you may be foreclosure, wage garnishment, lawsuits, and telephone calls from creditors.
CHAPTER 13 BANKRUPTCY is a repayment plan based on income, expenses, and debts that are owed. Payments will be made over a period of 3-5 years. One situation when a Chapter 13 needs to be filed is when income exceeds the amount that is allowed under the bankruptcy means test. Another reason, one may have to file a Chapter 13 instead of Chapter 7 is to stop a foreclosure sale. Chapter 13 may allow you to save your home from foreclosure sale and give you the opportunity to bring the mortgage payments current.